Kamal Ghorui
An Indian-origin former Metropolitan Police officer has admitted his role in a “crash for cash” insurance scam in the United Kingdom that involved staged road collisions and fraudulent compensation claims worth thousands of pounds.42-year-old Kuldip Singh pleaded guilty to multiple offences linked to a fraud network that deliberately arranged vehicle crashes to claim insurance payouts for personal injury and damage.The Crown Prosecution Service (CPS) said Singh was a serving police officer at the time of the offences. He was later dismissed from the Metropolitan Police Service in November 2017 for gross misconduct after being found involved in the scam. He fled the UK after his dismissal and was extradited back from Georgia on March 4, 2026.Prosecutors told the court that Singh was part of a group that organised pre-planned collisions and then submitted false insurance claims. In one incident on March 11, 2016, a Tesco delivery van driven by Raiyaan Anwar deliberately hit the back of a Citroën being driven by Singh, with four other passengers in the car also involved in the scheme.The crash resulted in several fake personal injury claims worth £33,362. However, only £912 was actually paid after Anwar told his employer he was responsible for the accident, without revealing that it was part of a planned scam involving Singh and others.Singh was also linked to a separate fraud involving his car hire business, ADK Supreme, which he ran with Alper Emin. According to the CPS, the pair obtained high-value cars on finance and rented them out to individuals who would likely not have qualified to use them.After one rented Mercedes was crashed, Singh and Emin falsely claimed a burglary had taken place at their business address and that the vehicle key had been stolen, in an attempt to avoid responsibility. Singh later submitted a false insurance claim and received £16,145 to cover the damage.Investigators also found that three other leased cars linked to Singh’s business were involved in accidents or traffic offences. After this, Singh falsely claimed the vehicles had been cloned to avoid responsibility. He also made a fake police report about one of the cars and managed to convince a police staff member to enter the details into the system.Singh faced multiple charges, including conspiracy to commit fraud, fraud by false representation, two counts of conspiracy to pervert the course of justice, two counts of perverting the course of justice, and unauthorised access to a computer to facilitate offences. He pleaded guilty to all charges.The CPS said Singh’s co-accused, including Anwar, Emin, Krishna Gnanaseelan and Singh Dehal, have already been prosecuted in their absence after fleeing the country and remain at large.Singh will be sentenced at Southwark Crown Court on June 2.
